Being a reputable multinational corporation, American Express has established itself as a trusted financial service provider that’s favoured among consumers.
This truly comes as no surprise, considering the fact that Amex services can prove to be quite beneficial to users. Purchase protection, cashback, and increased purchasing power are just some of the many advantages American Express cardholders can enjoy.
These cards can provide users with the perfect balance between handling expenses and the ability to experience a more premium lifestyle.
Whether you are planning a larger purchase, attempting to improve your credit score, or simply looking to switch to a new service provider, here are some ways Amex credit cards could benefit you as well:
Great offers and rewards
Depending on the type of Amex card you choose, you can reap a number of attractive benefits and enhance your lifestyle.
For instance, you can find a David Jones American Express contact and enjoy brilliant perks with their card, such as complimentary delivery, gift wrapping, deferred payment options, and other exclusive benefits.
With different Amex credit cards, you could also get the chance to appreciate incredible travel offers, airport lounge access, curated dining experiences, and more. By signing in to your online banking account, you may also be able to explore customised offers and get the deal that appeals to you the most with a few simple clicks.
Unique membership benefits
Nearly all American Express credit card holders will also have access to a specific membership program. This is a rewards program in which you earn membership reward points with the money you spend using your credit card. The more you spend, the more points you accumulate.
The collected reward points can then be redeemed for a wide variety of rewards, including shopping, travel, entertainment, etc. You will also get the opportunity to convert your accumulated reward points into other loyalty programs, most commonly frequent flyer programs on airlines and frequent guest programs in terms of accommodation.
This applies to most Amex credit cards, but programs and rewards may differ.
Premium concierge services
Amex cards such as the Platinum Reserve credit cards will also come with a premium concierge service. With this perk, you will have a professional team on hand 24/7 that will be able to take care of any of your lifestyle needs.
Whether you require a flower delivery or a last-minute dinner reservation, the premium concierge service will have you covered.
Using this luxury service, you will gain access to round-the-clock assistance for locating necessary goods and services both locally and internationally, which includes organising events, arranging personal occasions, booking tickets, making reservations for dining and entertainment, reserving venues, and other similar solutions.
Emergency card replacement
Every lifestyle comes with a number of complexities and unique challenges. If you ever find yourself in an unfavourable situation, Amex’s emergency card replacement service can replace your American Express card instantly in the case of theft, accidental, or criminal damage.
If you are abroad when such situations happen, American Express also has travel service offices and different network locations you can contact for assistance.
They will be able to provide the needed help and deliver a new credit card to you within two business days free of charge, no matter where in the world you may be at that moment. This is a great service that could particularly benefit frequent travellers and corporate professionals.
Lost credit card liability
In case you lose your credit card, American Express has a ‘Zero Lost Card Liability’ policy that protects you against any unauthorised transactions tied to your account. You will have a three-day window to report credit card infringement to Amex, and there will be no liability. However, it’s still recommended to do this as soon as possible, for safety and security reasons.
American Express can easily process these transactions and reports, as their strength lies in the fact that their transaction processing, authorisation, and settlement operations don’t require any third-party channels.
Online fraud protection
American Express continuously works to track and secure your accounts in various ways, in an effort to keep you safe and maintain your confidentiality. In case Amex’s security system detects any issues that may have affected your account or credit card, they will instantly take the necessary steps to notify you of these problems and verify your account.
American Express uses a number of features to shield and secure your accounts and transactions, especially online, such as self-selected passwords and user IDs, email confirmations, automatic time-outs, two-factor authentication, password recovery, and other helpful safety measures.
Evidently, American Express credit cards come with a number of different advantages any user can benefit from.
Whether your goal is to maximise your rewards, enjoy exclusive perks, increase your available credit limit, or ensure safe and secure transactions, Amex’s credit cards might be a good solution for your needs.
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